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Showing posts from June, 2020

Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Clusters of UK universities based on research, teaching, economic resources, academic selectivity and socioeconomic mix of students

UK University league tables are unreliable as they are often closely bunched together at the top, middle and bottom. Don't read too much into universities placed 10 to 20 places apart – a university in 50th place is usually separated by the one in 60th by only a few percentage points. This is also why some universities ranking fluctuate from year to year – small differences in score can mean big differences in placing. For example, a small drop in the National Student Survey (NSS) may cost a university 20 places in league tables. It makes more sense to cluster universities based on similar criteria. According to DOI: 10.1080/03054985.2015.1082905 , there are 4 distinctive clusters of universities in the UK. A stark division is evident between the old pre-1992 universities and the post-1992 universities, with large differences evident in terms of research activity, economic resources, academic selectivity, and social mix. The difference between old and new universities with respect