In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court. Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b
Sent from my BlackBerry® wireless device From: brenda sheng <brenda.rili.sheng@gmail.com> Date: Wed, 15 Jan 2014 16:35:52 +0000 To: Jim Sheng<jim.sheng@gmail.com> Subject: The gingerbread Man by dory The Gingerbread Man Once upon a time… there was a old man and old lady, they made a gingerbread man and they mixed. They mixed and they mixed. It was done, and they pressed the cutter on the dough. They made raisins for eyes… and cherry for nose. Orange skin for his mouth and three raisins for his buttons. They put it on the oven and they were watching TV. and the oven called ding ding! So they opened the oven and the gingerbread man quickly ran out the door and said "run run run! As fast as you can! you can't catch me! i'm the gingerbread man!" The old lady and old man said "stop stop!" We love gingerbread men! They ran and they met a little boy and little girl and the boy was pushing the girl on the swings. The girl said &qu