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Showing posts from February, 2021

Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

The most annoying advertisement that I have ever seen

The most annoying advertisement that I have ever seen is a video ad of the game Dead by daylight . I was playing a game on my mobile, and came across this ad. The audio and visual nearly gave me a heart attack. I'm not a fan of horror genre. This unexpected ad, especially the audio, is so annoying that I turn off the audio completely on my phone to avoid any future nasty surprises like this.