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Showing posts from March, 2016

Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Fairtrade Logo

When I was urging Amanda to go to bed, I spotted several leaflets on the bedroom floor, and picked them up.  One of these was Fairtrade. Amanda saw it too, and asked, "What can you see on Fairtrade logo?" "They looks like a Chinese Tai Chi Fishes." Fairtrade logo always looks like Taiji fishes to me, though it's a bit different, as the colors, shapes are slightly different, another dot is missing too. I have never tried to find out what it actually means. "Taiji Fish?" Amanda laughed, "it's not a fish, it's a person waving hands." "A person? I can only see a large circle, and small circle, one giant blue fish looks like a whale, and another orange fish looks like a shark." I stared at the logo, turned upside down, at a slanting angle, moved it further away at a distance and then closer to myself to examine it, I couldn't figure out a person from the picture. "The black dot or circle is the head, and th