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Showing posts from July, 2020

Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Constituencies, wards and local councils

Constituencies (a.k.a. parliamentary constituencies): each electing one Member of Parliament (MP) every 5 years to the House of Commons (Parliament). There are 650 constituencies in the UK. Wards (a.k.a. electoral divisions or electoral wards) is the primary unit of English electoral geography for borough and district councils, county councils or city councils. Each ward elects either one or two councillors to be members of the local council. There were 9,456 electoral wards/divisions in the UK and each ward has an average electorate of about 5,500 people, but ward population can vary substantially. Local council is made up of a number of Councillors (Cllr) who meet regularly to make decisions about the direction of the council and the work it does for the community. As elected bodies local councils are responsible to their local community. Attending a council meeting is the best way to find out what they do and how they make decisions. Members of public can attend public council m