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Showing posts from March, 2011

Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Bingo Night

We went to Bingo night, organized by the my daughter's primary school, she is now on year one. I had no idea at all how to play Bingo, so I didn't buy the Bingo books which should have cost me £4. The head teacher Mrs. Smith sit opposite us to teach us how to play. The basic rule: One person call out as many numbers as needed, you have to cross out the matched number on your Bingo book, until you got a single line or all numbers which called a full house. Kids have two chances to match a single line and one full house, the adults have one chance of single line and then a full house. My Daughter almost started to cry when she proceeded to the last page, and said, "I want to win!" "You will win on this page, I am sure of that!" I said, though I have no confident at all. Then she won a skipping rope. She skipped all the way home, feeling too excited to say tired.