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Showing posts from August, 2014

Constituencies, wards and local councils

Constituencies (a.k.a. parliamentary constituencies): each electing one Member of Parliament (MP) every 5 years to the House of Commons (Parliament). There are 650 constituencies in the UK. Wards (a.k.a. electoral divisions or electoral wards) is the primary unit of English electoral geography for borough and district councils, county councils or city councils. Each ward elects either one or two councillors to be members of the local council. There were 9,456 electoral wards/divisions in the UK and each ward has an average electorate of about 5,500 people, but ward population can vary substantially. Local council is made up of a number of Councillors (Cllr) who meet regularly to make decisions about the direction of the council and the work it does for the community. As elected bodies local councils are responsible to their local community. Attending a council meeting is the best way to find out what they do and how they make decisions. Members of public can attend public council m

Do credit cards charge cash advance fees for gambling

My pal said to me that he saw his boss uses credit card to play at the bookies, sometimes he need cash, but don't want to pay cash advance fee to withdraw from a cash machine, he goes to the bookies, and deposits credit to the machine from his credit card, then collects cash from the cashier.  I don't believe this can work out, and wonder if my pal mistakes a debit card for a credit card. I check online, some say 99 percent credit cards in UK charge cash advance fees for gambling, which include HSBC , but I check the Terms and Conditions, it seems don't treat gambling as cash advance: b Except for gambling transactions, we will charge a cash fee for Cash Advances. The amount of the fee is set out at the start of this Agreement. But many forums and blog articles say HSBC bank do charge cash advance fees for gambling, and without a usual interest free period.