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Showing posts from July, 2012

Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Elder Park

Drawing by Dolly, and Cinder On Sunday morning, Mum took me, baby Dolly, and Ching Ching to the Elder park.  It's spring time, and it was sunny, but a bit breezy,   Baby Dolly sat in the pram. On the way to the park, we saw a lot's of colourful flowers. I asked mum if I  could pick one. Mum said, "if you pick up the flower, it would die."  Then we went home.  On the way home we saw a lady  push ing her baby walking on Ching Ching's head, her baby was shaking a rattle, and kicking her feet. T he lady run away with her hair flying on her head    (Text by Cinder and Daddy.)