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Showing posts from April, 2013

Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

I don't like Unicom

I never liked to my telephone service provider Unicom, it also supplies gas, electricity and broadband. Last year I called to switch to other company, but Unicom says that the one year contract hasn't finished, so I can't switch. One year contract now almost finished but I can't remember the exact date, so called to ask if the contract will renew automatically. I actually couldn't wait to switch to other supplier. Then the girl on the phone said the contract will be expired on 9th June. Still early,two months to go then. I said. The girl asked, if I want to renew, I can do it on the phone, she will send me a form to sign. So I agreed. What I was thinking was I can read the contract carefully, and most probably won't sign the contract for ANOTHER YEAR. She read out my details very quickly for me to confirm, like name, address etc. Of course most of these information are correct. Then everything is fine until two days later I received a letter to inform

Ranger's Signature Ring

On the front is the ranger's crest, and beside is the Scottish national flower -- thistle. Scott says, this is precious to me, my girlfriend gave to me before he died. Sent from my BlackBerry® wireless device