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Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Little Blue Naughty Dude and the Big Good Wolf

Once upon a time, there was a famous little boy called Little Blue Naughty Dude. Everybody called him that because he always wore his blue hood while stealing groceries from the stores. 

One day, Little red riding hood (Little blue naughty dude's mother) asked the little blue naughty dude to go out into the woods and send his grandma some cake and milk. Little blue naughty dude hated his grandma because she always called him cutie pie, and he hated it. 

So he sneaked out into the woods and met up with the "big bad wolf", and said, "If you team up with me, you will get to eat a fat grandma for your lunch." 

"Really?!" replied the wolf. 

"Of course. I'm going to my grandmas house, and this is the plan...." said Little blue naughty dude. He whispered the plan about him going into the house and letting the wolf sneak in and eat his grandma. 

"Ok, meet up at 12:00" the big bad wolf also whispered. 

"Sure, meet up here?" Little Blue Naughty Dude asked, just to make sure.

The wolf said "Yeah."

Later that day, little blue naughty dude packed up the cake and milk then headed out into the forest. The wolf was already there and they headed off to little red riding hood's mother (grandma). They started talking and they actually became quite friendly.

 "Want some cake for dessert?" asked little blue naughty dude 

"Ok I like cake," said the wolf. 

Once they got to grandma's house they stuck to the plan and the wolf managed to eat the grandma and they had their dessert as planned too. 

"Oh no, mom's gonna kill me..." thought little blue naughty dude "Hey wolf can I come and stay with the wolves? My mother will kill me if I go home.." 

"Yeah! We can be good bros!" So they went to the wolves cave together and little red riding hood never mentioned her son again. Little blue riding dude lived with the wolves happily ever after.

[Who taught the10-year-old girl this kind of morals? The Grandma was eaten just because she calls her little grandson cutie pie? And the wolf and his accomplice are not punished,  They get away and live happily ever after. -- Editor's Note ]

(By Dory Sheng)

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