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15 global challenges that cannot be addressed by any government acting alone

  The 15 Global Challenges  from t he Millennium Project, a global participatory think tank. 1. How can sustainable development be achieved for all while addressing global climate change? 2. How can everyone have sufficient clean water without conflict? 3. How can population growth and resources be brought into balance? 4. How can genuine democracy emerge from authoritarian regimes? 5. How can decisionmaking be enhanced by integrating improved global foresight during unprecedented accelerating change? 6. How can the global convergence of information and communications technologies work for everyone? 7. How can ethical market economies be encouraged to help reduce the gap between rich and poor? 8. How can the threat of new and reemerging diseases and immune micro-organisms be reduced? 9. How can education make humanity more intelligent, knowledgeable, and wise enough to address its global challenges? 10. How can shared values and new security strategies reduce ethnic conflicts,...

7 day bank switch



Changing the bank used to be tedious and time consuming. Most people never bothered to change after they first started using a high street bank. To change this atmosphere of stagnation and to induce greater competition, the UK government has introduced a scheme were your bank must be able to close and transfer your account to another bank within 7 days.
This is a process which normally took around a month to do which was the reason for people to be reluctant in switching. Here are some of the features:

1.      For 13 months, payments accidentally made to your old accounts will be transferred to your new account. The sender will also be contacted with your updated bank details.
2.      Direct Debit’s and standing orders as well as pay will be automatically transferred to the new account.
3.      Any money in the account will be transferred!
4.      New bank will refund any losses if there is a mistake made which incurs charges or interest lost.
5.      This service is free!

A potential pit fall with using the scheme is that any recurring payments also known as continuous payments are not part of the guarantee. These are payments organised using just your debit card and not your bank account details. These payments need to be manually changed by contacting the concerned parties.

A final thought, if you want your old account open after the switch this is not possible. To do this you will have to switch the old way which takes around 30 days with no guarantees made on payment redirection.

Happy switching!


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