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15 global challenges that cannot be addressed by any government acting alone

  The 15 Global Challenges  from t he Millennium Project, a global participatory think tank. 1. How can sustainable development be achieved for all while addressing global climate change? 2. How can everyone have sufficient clean water without conflict? 3. How can population growth and resources be brought into balance? 4. How can genuine democracy emerge from authoritarian regimes? 5. How can decisionmaking be enhanced by integrating improved global foresight during unprecedented accelerating change? 6. How can the global convergence of information and communications technologies work for everyone? 7. How can ethical market economies be encouraged to help reduce the gap between rich and poor? 8. How can the threat of new and reemerging diseases and immune micro-organisms be reduced? 9. How can education make humanity more intelligent, knowledgeable, and wise enough to address its global challenges? 10. How can shared values and new security strategies reduce ethnic conflicts,...

It's cheaper for online banking

Last time I went to my bank to transfer money overseas, my bank charged me 25 pounds.

Then I did it online for same amounts of money, I only need to pay £17.

I wonder why it's price is different. I called the bank to ask if the price has changed, the agent told me the price for sending money overseas is always £17 online, and £30 by telephone banking, but he doesn't know how much by doing it in one of the branch offices, it depends on different location.

Obviously, it's much more cheaper do it online, the reason, I think, is that the bank doesn't need to pay its employee in the call centre for the transaction, it takes time and prone to mistake. You fill the form by yourself, DIY, and funds will be transferred overseas electronically, probably without even reviewed by the bank if every details are correct, and the money goes to the right beneficiary.
Sent from my BlackBerry® wireless device

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15 global challenges that cannot be addressed by any government acting alone

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