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Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Why women love LV handbag?

LV bag is timeless, waterproof, even fireproof (I doubt that!). Legend has it that once after a shipwreck, rescuers found that only the contents of an LV suitcase hadn't been wet and damaged; LV bag has existed for more than 200 years, and it's still a big name, but the most important reason for Mrs Chan to own one, is that every Chinese lady from Putan county and now stays in Glasgow, except for Mrs Chan and her nephew's wife, has got one. So she must have one!

Mrs chan works in the kitchen, seven days a week, I don't think she has a lot chances to show off her handbag. But she loves fashion and big brand, not only buy a lot clothes for herself, but also spends a lot of money on her 8 years old daughter, she always dresses up her like a doll.

She changes furniture quite often, a double bed was replaced by super-king; the mattress of her son's bed is too soft, it has to go, and the bedside chest has five drawers, too high, replaced by a three drawer with the chocolate color that matches the bed; TV table is too short, and it is made of steel and glass, doesn't matches the black-coloured book case.

Mr Chan just took over the takeaway for two years, they haven't made enough money for these kind of luxurious, Mrs. Chan applied an argos credit card, which allows her 'buy now and pay nothing for one year'.

But she doesn't actually know how to deal with bank credit card statements, and interest seems too high, so she asked me to lend some money, or buy two LV bags for big discount.

"Who's another one for?"

"For your wife." She said.

"She won't buy it even if you beat her to death." I said, 'No way!'

I just don't understand that all women, maybe except for my wife,love LV handbag?
Sent from my BlackBerry® wireless device

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