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Comparison of tenant deposit schemes in England and Wales

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In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b
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Crane Flies Mating

By Jim Sheng
My daughters calls them "sucking-blood spider", because of their long legs, especially my younger one, she was so scared that she would rather hide under duvet sweating, until I catch the fly and threw them out.  Crane fly looks like 'giant mosquito', and seem to be weak and poor flier, and very easy to catch.

This afternoon, I saw two crane flies stayed very close on my windows, so I asked my daughter to take a photo of them. Then after about one minute, they started to mate. What a scene!

crane flies courting
Crane fly mating
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