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Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Christmas Playground


As part of Derby’s seasonal celebrations, the city’s Market Place will play host to a Christmas Playground from 7th December until 6th January.

Unique to Derby the ‘Christmas Playground’ will feature giant wooden toy sculptures which will provide a play area for visitors to the city centre seeking a rest from Christmas shopping. Children will be encouraged to climb aboard the giant toys – carved by local wood sculptor Andrew Frost – and let their imagination run wild.

Children are invited to play an active role through workshops at QUAD, Derby’s centre for art and film, they will be able to get involved in competitions and activities such as ‘Colour the soldier’, ‘Name the bear’ and making wooden decorations for the Christmas tree in The Market Place.

Andrew Frost is the artist or 'chief elf' who has been comissioned to make the wooden toys for the Christmas Playground. He is a Derbyshire based wood sculptor. Previously a fine artist, Countryside Ranger and Forester, Andrew combined his environmental experience with his artistic skills and began creating wood sculptures in 1998 Using sustainable wood, his imagination and carving tools, Andrew has completed a variety of local, national and private commissions. In his website, he writes:

I create organic sculptures using chainsaws.
You will find abandoned trunks transformed into totems and benches,
and wind-blown trees given new life as nature's creatures...

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