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Comparison of tenant deposit schemes in England and Wales

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In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b
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Children's Centre and Family Visitors

By Jim Sheng
Unlike G.P., midwife, health visitor, nursery, school, family visitors are hardly known, and Children's Centre is seldom visited by families with babies and toddlers.

Actually, local family visitors are quite helpful, they work in partnership with parents/carers to provide improved outcomes for families with children under 5.

Family visitors can offer

  • Support and advice on parenting,
  • Help with accessing local services,
  • Home visits,
  • Supporting families with additional needs.
Family visitors also lead PEEP groups.

PEEP(Peers Early Education Partnership) is a national Family Learning Project for the under fives and their families.

In Northern Ireland, Children's Centre is called Family Centre. My wife used to take my daughter there every week when we lived in Derry, she also took part in a self-esteem training project and received a golden-lettered certificate. She also enjoyed orange juice and biscuits, because she doesn't like a cup of tea or coffee. Most of all, the family centre gave my daughter a second hand cot-bed, it's a cot convertible to junior bed. When we moved to Belfast, we took the cot-bed with us (very heavy!), but we couldn't bring it to Derby when moved home again last year. I don't know if the Ulster University accommodation officer threw it to the skip, because that building block would be demolished soon after we left.
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