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Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

The W. Wing Yip & Brothers Bursaries

The bursaries were set up by the W. Wing Yip and Brothers Foundation in 2000, and over 300 bursaries have been granted since it's inception.


This bursaries aim to encourage Chinese to pursue university education by providing assistance to students who encounter financial difficulties to carry on their studies. Candidates must be of Chinese origin (one of the parents be of Chinese origin).

The total amount of the 2008 awards is £36,000. There will be 30 awards, each for £1200. No single applicant shall receive an award for more than 3 times. The deadline for receipt of applications is October 31, 2008. The results will be announced by the end of 2008.

The award will be decided by a The Board of Selectors and based on three criteria:

"The students' ability in their field; interest and passion in their subject; and lastly the nature of the core subject itself, which the Board considered to be worthy of support."

The W. Wing Yip and Brothers Bursaries page: http://www.wingyip.com/page-550.html
And the application form: http://www.wingyip.com/images/2008_WingYip_Bursary.pdf

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