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Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

The Language of Stones

This book tells a fannatic story which is much like Chinese Taoism tale, the wizard Gwydion is like the Taoism Imortals, although both are same as human, live and die.

This is a rich and evocative tale set in a mythic 15th century Britain, the Realm is poised for war (the war of roses). Its weak king -- Hal, grandson of a usurper -- is dominated by his beautiful wife and her lover. Against them stands Duke Richard of Ebor and his allies. The two sides are set on a bloody collision course!

Gwydion is watching over the Realm. He is regarded as sorceror/warlock/wizard by the valefolks, he has a multitude of names down the generations but is recognisable under more familiar pseudonyms as Jack O’Lantern or Merlyn , though known throughout the novel Gwydion. The legend of King Arthur is reborn. He has walked the land since before the time of the druids, since before the Slavers came to subdue the people. Gwydion was here when Arthur rode to war: then they called him 'Merlyn'. But for his young apprentice, Willand, a fearsome lesson in the ways of men and power lies ahead.

The Realm is an England that is still-magical. Legendary beasts still populate its by-ways. It is a land criss-crossed by lines of power (which are called loch) upon which standing stones (battlestones) have been set as a secret protection against invasion. But the power of the array was broken by the Slavers (could be Romans)who laid straight roads across the land and built walled cities of shattered stone. A thousand years have passed since then, and those roads and walls have fallen into decay. The dangerous stones are awakening, and their unruly influence is calling men to battle. Unless Gwydion and Will can unearth them, the Realm will be plunged into a disastrous civil war. But there are many enemies ranged against them: men, monsters and a sorcerer who is as powerful as Gwydion himself.

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