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Comparison of tenant deposit schemes in England and Wales

In England and Wales there are three government-approved tenancy deposit schemes (Scotland and Northern Ireland have different schemes). They are Deposit Protection Service (DPS) MyDeposits  Tenancy Deposit Scheme (TDS) Insured vs. custodial scheme Insured scheme: the landlord/agent can hold the tenancy deposits during the term of the tenancy. They need to pay a fee to the deposit scheme to register the deposit. At the end of tenancy, if the tenant raises a dispute, they must transfer the disputed amount to the deposit scheme until the matter is resolved by a free dispute resolution service provided by the scheme or a court.  Custodial scheme: the scheme holds the deposit for the duration of the tenancy. Custodial Schemes is free of charge for the landlord/agent. At the end of tenancy, both parties agree before the deposit can be released to the tenant/landlord. If there is a dispute, the release of deposit will be based on the decision of the free dispute resolution service provided b

Driving Lessons and flower pot for "Busy-lizzy"

Honey, I feel quite depressed for wasting so much money on driving lessons. Rang the second instructor this afternoon, he said the price of lessons is £16/lesson now, those £60 for 5 lessons is only an offer for the first time people attends the lesson, and he can offer me £15/lesson if I pay in advance for 5 lessons, i.e. £75 for five lessons, not much cheaper than the 1st instructor's (£17 /lesson).

I have already had 31 lessons since I started learning driving. I told it to Tony, the Irish boy in my office. He looks surprised for my dumbness, I think, just not speaking for politeness, and I also asked Tammy, the girl shares the house with her boyfriend and me, she told me she didn't take any lessons from professional instructors, just learnt from her daddy and passed the test at the first time, sounds an easy tiny case for her.

Tammy gave me a bigger pot to replant my 'busylizzy'. Remember that flower? When she removed it from its original pot, we found the roots stuffed the whole pot. Except a little soil on surface, all the bottom in that pot are stuffed roots. Now it may feels comfortable in a bigger pot. We also add some peat with plant food. I gave one cactus to Tammy coz I have two.

If it's possible, this Xmas it's yr turn to my place if u have holiday more than 3 days. You'd better see my new home. Long for seeing you.

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